НАЦІОНАЛЬНИЙ БАНК УКРАЇНИ
Департамент безвиїзного банківського нагляду
ЛИСТ
10.04.2009 N 47-512/6975
Банкам (за списком)
Щодо діагностичного обстеження
банків 3 та 4 груп
З метою надання банками 3 та 4 груп в єдиному форматі інформації про результати діагностичного обстеження Департамент безвиїзного банківського нагляду направляє для використання у роботі формат таблиць до Звіту про результати діагностичного обстеження банку, який передбачений постановою Правління Національного банку України від 19.02.2009 N 80 "Про здійснення діагностичного обстеження банків 2, 3 та 4 груп", викладений англійською мовою (далі - Звіт).
Банкам необхідно терміново надати аудиторській фірмі, яка здійснює діагностичне обстеження, відповідний формат Звіту для його заповнення (додається).
Директор Департаменту безвиїзного банківського нагляду В.І.Мазепа
Додаток
Table N 1
Capital Adequacy of
_________________________
(Bank's name)
as of ____________ 200_
(thousand UAH)
------------------------------------------------------------------
| | Indicator |Bank's data |Data according |Data according |
| | | |to the results |to the results |
| | | | of the | of the |
| | | | Diagnostic | Diagnostic |
| | | | Analysis |Analysis taking|
| | | | | into account |
| | | | | the |
| | | | |requirements of|
| | | | | the |
| | | | | Methodology |
|---+---------------+------------+---------------+---------------|
|1 |Regulator y | | | |
| |Capital | | | |
|---+---------------+------------+---------------+---------------|
|2. |Assets used for| | | |
| |the calculation| | | |
| |of the capital | | | |
| |adequacy limit | | | |
| |(H2), including| | | |
| |off-Balance | | | |
| |sheet | | | |
| |instruments | | | |
|---+---------------+------------+---------------+---------------|
|3 |The regulatory | #DIV/0! | #DIV/0! | #DIV/0! |
| |capital | | | |
| |adequacy (H2), | | | |
| |% | | | |
|---+---------------+------------+---------------+---------------|
| | | | | |
|---+---------------+------------+---------------+---------------|
|4 |The amount of | 0 | 0 | 0 |
| |the regulatory | | | |
| |capital | | | |
| |required to | | | |
| |meet the | | | |
| |regulatory | | | |
| |capital | | | |
| |adequacy limit | | | |
| |(H2) of 10% | | | |
------------------------------------------------------------------
"__" ____________ 200_
Bank's President/Chairman ___________ __________________
(signature) (name)
Auditing company's manager ___________ __________________
(signature) (name)
Table N 2.1
Adjustments of the regulatory Capital of
__________________________________
(Bank's name)
as of ____________ 200_
(thousand UAH)
---------------------------------------------------------------------
| N | The |The implications of| Balance sheet accounts |
| |adjustment|adjustments for the|-----------------------------|
| | | Regulatory Capital| Debit | Credit |
| | | according to the |--------------+--------------|
| | | results of the |account|amount|account|amount|
| | | Diagnostic | | | | |
| | | Analysis | | | | |
| | | ("+" increase, "-"| | | | |
| | | descrease) | | | | |
|------+----------+-------------------+-------+------+-------+------|
| | | | | | | |
|------+----------+-------------------+-------+------+-------+------|
| 1. | | | | | | |
| | | | | | | |
|------+----------+-------------------+-------+------+-------+------|
| 2. | | | | | | |
| | | | | | | |
|------+----------+-------------------+-------+------+-------+------|
| 3. | | | | | | |
| | | | | | | |
|------+----------+-------------------+-------+------+-------+------|
| | | | | | | |
|------+----------+-------------------+-------+------+-------+------|
| | | | | | | |
|------+----------+-------------------+-------+------+-------+------|
| | | | | | | |
|------+----------+-------------------+-------+------+-------+------|
| | | | | | | |
|------+----------+-------------------+-------+------+-------+------|
|......| | | | | | |
---------------------------------------------------------------------
"__" ____________ 200_
Bank's President/Chairman ___________ __________________
(signature) (name)
Auditing company's manager ___________ __________________
(signature) (name)
Table N 2.2
Adjustments of the regulatory Capital of
__________________________________
(Bank's name)
as of ____________ 200_
(thousand UAH)
-------------------------------------------------------------------------
| N | Зміст | The implications | Balance sheet accounts |
| з/п |коригування|of adjustments for the|-----------------------------|
| | | Regulatory Capital | Debit | Credit |
| | | according to the |--------------+--------------|
| | | results of the |account|amount|account|amount|
| | | Diagnostic | | | | |
| | | Analysistaking | | | | |
| | | into account the | | | | |
| | | requirements of the | | | | |
| | | Methodology | | | | |
| | | ("+" increase, "-" | | | | |
| | | descrease) | | | | |
|------+-----------+----------------------+-------+------+-------+------|
| | | | | | | |
|------+-----------+----------------------+-------+------+-------+------|
| 1. | | | | | | |
| | | | | | | |
|------+-----------+----------------------+-------+------+-------+------|
| 2. | | | | | | |
| | | | | | | |
|------+-----------+----------------------+-------+------+-------+------|
| 3. | | | | | | |
| | | | | | | |
|------+-----------+----------------------+-------+------+-------+------|
| | | | | | | |
|------+-----------+----------------------+-------+------+-------+------|
| | | | | | | |
|------+-----------+----------------------+-------+------+-------+------|
| | | | | | | |
|------+-----------+----------------------+-------+------+-------+------|
| | | | | | | |
|------+-----------+----------------------+-------+------+-------+------|
|......| | | | | | |
-------------------------------------------------------------------------
"__" ____________ 200_
Bank's President/Chairman ___________ __________________
(signature) (name)
Auditing company's manager ___________ __________________
(signature) (name)
Table N 3
Structure of the Regulatory Capital
________________________________
(Bank's name)
as of ____________ 200_
(thousand UAH)
------------------------------------------------------------------
| N | Indicator |Banks data | Data | Data |
| | | |according to |according to |
| | | | the results | the results |
| | | | of the | of the |
| | | | Diagnostic | Diagnostic |
| | | | Analysis | Analysis |
| | | | | taking into |
| | | | | account the |
| | | | |requirements |
| | | | | of the |
| | | | | Methodology |
|-------+----------------+-----------+-------------+-------------|
| | | | | |
|-------+----------------+-----------+-------------+-------------|
| I |Bank's | | | |
| |Regulatory | | | |
| |capital | | | |
| |(II + (III) - | | | |
| |IV - V) | | | |
|-------+----------------+-----------+-------------+-------------|
| | | | | |
|-------+----------------+-----------+-------------+-------------|
| II |Core capital | | | |
| |(1st tier | | | |
| |capital) | | | |
| |(1 + 2 - 3) | | | |
|-------+----------------+-----------+-------------+-------------|
| |of which: | | | |
|-------+----------------+-----------+-------------+-------------|
| 1 |Actually paid | | | |
| |registered | | | |
| |authorized | | | |
| |capital | | | |
|-------+----------------+-----------+-------------+-------------|
| 2 |Disclosed | | | |
| |reserves | | | |
| |established and | | | |
| |increased from | | | |
| |the retained | | | |
| |profit | | | |
|-------+----------------+-----------+-------------+-------------|
| 3 |Decrease in the | | | |
| |OK (the amount | | | |
| |of | | | |
| |underaccumulated| | | |
| |reserves; | | | |
| |intangible | | | |
| |assets minus | | | |
| |depreciation; | | | |
| |capital | | | |
| |investments in | | | |
| |intangible | | | |
| |assets; losses | | | |
| |of the previous | | | |
| |and current | | | |
| |years) | | | |
|-------+----------------+-----------+-------------+-------------|
| |of which: | | | |
|-------+----------------+-----------+-------------+-------------|
| 3.1 |underaccumulated| | | |
| |reserves for | | | |
| |asset | | | |
| |operations | | | |
|-------+----------------+-----------+-------------+-------------|
| 3.2 |estimated losses| | | |
| |of the current | | | |
| |year | | | |
|-------+----------------+-----------+-------------+-------------|
| | | | | |
|-------+----------------+-----------+-------------+-------------|
| | | | | |
|-------+----------------+-----------+-------------+-------------|
| III |Suplementary | | | |
| |capital (2 tier | | | |
| |capital) (1 + | | | |
| |2 + 3 + 4 + 5) | | | |
|-------+----------------+-----------+-------------+-------------|
| |of which: | | | |
|-------+----------------+-----------+-------------+-------------|
| 1. |Reserves to the | | | |
| |standard other | | | |
| |banks' debts, | | | |
| |standard | | | |
| |customer loans | | | |
| |and off-balance | | | |
| |sheet commitment| | | |
| |(taking into | | | |
| |account fixed | | | |
| |assets | | | |
| |revaluation) | | | |
|-------+----------------+-----------+-------------+-------------|
| 2. |Revaluation of | | | |
| |fixed assets | | | |
|-------+----------------+-----------+-------------+-------------|
| 3. |Estimated profit| | | |
| |of the current | | | |
| |year | | | |
|-------+----------------+-----------+-------------+-------------|
| 4. |Profits of | | | |
| |previous years | | | |
|-------+----------------+-----------+-------------+-------------|
| 5. |Subordinated | | | |
| |debt, included | | | |
| |in the capital | | | |
|-------+----------------+-----------+-------------+-------------|
|(III) |Additional | | | |
| |capital before | | | |
| |calculations | | | |
|-------+----------------+-----------+-------------+-------------|
| | | | | |
|-------+----------------+-----------+-------------+-------------|
| | | | | |
|-------+----------------+-----------+-------------+-------------|
| IV |Deductions (1 + | | | |
| |2 + 3 + 4 + 5 + | | | |
| |6 + 7 + 8) | | | |
|-------+----------------+-----------+-------------+-------------|
| |of which: | | | |
|-------+----------------+-----------+-------------+-------------|
| 1 |Balance sheet | | | |
| |value of shares | | | |
| |and other | | | |
| |securities with | | | |
| |non-fixed yield,| | | |
| |issued by banks | | | |
| |in the Bank's | | | |
| |trading | | | |
| |portfolio and | | | |
| |the Bank's | | | |
| |portfolio for | | | |
| |sales | | | |
|-------+----------------+-----------+-------------+-------------|
| 2 |total | | | |
| |investments in | | | |
| |associated | | | |
| |institutions and| | | |
| |subsidiaries, as| | | |
| |well investments| | | |
| |in other | | | |
| |institutions' | | | |
| |capital of 10 | | | |
| |and more percent| | | |
| |of their | | | |
| |authorized | | | |
| |capital | | | |
| |(decreased by | | | |
| |the amount of | | | |
| |actually | | | |
| |accumulated | | | |
| |reserves for | | | |
| |these | | | |
| |investments); | | | |
|-------+----------------+-----------+-------------+-------------|
| 3 |Balance sheet | | | |
| |value of shares | | | |
| |(stocks) of own | | | |
| |issue taken as | | | |
| |collateral on | | | |
| |the Bank's | | | |
| |granted loans | | | |
| |(other | | | |
| |investments); | | | |
|-------+----------------+-----------+-------------+-------------|
| 4 |Excess of the | | | |
| |total value of | | | |
| |operations per | | | |
| |one client over | | | |
| |the established | | | |
| |limit on the | | | |
| |maximum credit | | | |
| |risk per one | | | |
| |client (H7) | | | |
|-------+----------------+-----------+-------------+-------------|
| 5 |Excess of the | | | |
| |total value of | | | |
| |operations per | | | |
| |one insider, | | | |
| |over the limit | | | |
| |on the maximum | | | |
| |value of loans, | | | |
| |guarantees and | | | |
| |bails granted to| | | |
| |one insider | | | |
| |(H9) | | | |
|-------+----------------+-----------+-------------+-------------|
| 6 |Value of | | | |
| |operations with | | | |
| |insiders | | | |
| |(stakeholders) | | | |
| |with more | | | |
| |favorable | | | |
| |conditions | | | |
| |(including the | | | |
| |agreements that | | | |
| |provide for | | | |
| |accrual of lower| | | |
| |interest rates | | | |
| |and commissions | | | |
| |for banking | | | |
| |operations than | | | |
| |usual) | | | |
|-------+----------------+-----------+-------------+-------------|
| 7 |Total | | | | | |investments in | | | | | |other banks | | | | | |under the | | | | | |conditions of | | | | | |subordinated | | | | | |debt | | | | |-------+----------------+-----------+-------------+-------------| | 8 |Balance sheet | | | | | |value of | | | | | |securities in | | | | | |the Bank's | | | | | |trading | | | | | |portfolio, | | | | | |excluding the | | | | | |Bank's own | | | | | |securities | | | | |-------+----------------+-----------+-------------+-------------| | | | | | | |-------+----------------+-----------+-------------+-------------| | V |Deductions | x | x | | | |according to the| | | | | |Methodology (1 +| | | | | |2 + 3 + 4) | | | | |-------+----------------+-----------+-------------+-------------| | 1. |Balance sheet | x | x | | | |value of | | | | | |securities | | | | |-------+----------------+-----------+-------------+-------------| | 2. |Gaps between | x | x | | | |assets and | | | | | |liabilities with| | | | | |the maturity of | | | | | |more than 1 | | | | | |year, which | | | | | |exceed the | | | | | |actually paid | | | | | |authorized | | | | | |capital | | | | |-------+----------------+-----------+-------------+-------------| | 3. |Total | x | x | | | |liabilities that| | | | | |are not repaid | | | | |-------+----------------+-----------+-------------+-------------| | 4. |Other | x | x | | | |adjustments | | | | |-------+----------------+-----------+-------------+-------------| | | | | | | ------------------------------------------------------------------
"__" ____________ 200_
Bank's President/Chairman ___________ __________________
(signature) (name) Auditing company's manager ___________ __________________
(signature) (name)Table N 4
The information on asset operations
for the calculation of the regulatory
capital adequacy limit
_________________________________________
(Bank's name)
as of ____________ 200_(thousand UAH) ------------------------------------------------------------------------------ |N з/п | Indicator |Bank's data|Data according|Data according| | | | |to the results|to the results| | | | | of the | of the | | | | | Diagnostic | Diagnostic | | | | | Analysis | Analysis | | | | | | taking into | | | | | | account the | | | | | | requirements | | | | | | of the | | | | | | Methodology | |------+---------------------------+-----------+--------------+--------------| | | | | | | |------+---------------------------+-----------+--------------+--------------| | 1. |Total assets, included in | 0 | 0 | 0 | | |the calculation of the | | | | | |regulatory capital adequacy| | | | | |limit (H2), including | | | | | |off-balance sheet | | | | | |instruments | | | | |------+---------------------------+-----------+--------------+--------------| | | | | | | |------+---------------------------+-----------+--------------+--------------| | | assets weighted by | | | | | | the risk ratio | | | | | | 0% | | | | |------+---------------------------+-----------+--------------+--------------| | 1.1 |Total assets | | | | | |---------------------------+-----------+--------------+--------------| | |assets weighted by | | | | | |the risk ratio | | | | |------+---------------------------+-----------+--------------+--------------| | | assets weighted by | | | | | | the risk ratio | | | | | | 10% | | | | |------+---------------------------+-----------+--------------+--------------| | 1.2 |Total assets | | | | | |---------------------------+-----------+--------------+--------------| | |assets weighted by | | | | | |the risk ratio | | | | |------+---------------------------+-----------+--------------+--------------| | | assets weighted by | | | | | | the risk ratio | | | | | | 20% | | | | |------+---------------------------+-----------+--------------+--------------| | 1.3 |Total assets | | | | | |---------------------------+-----------+--------------+--------------| | |assets weighted by | | | | | |the risk ratio | | | | |------+---------------------------+-----------+--------------+--------------| | | assets weighted by | | | | | | the risk ratio | | | | | | 50% | | | | |------+---------------------------+-----------+--------------+--------------| | 1.4 |Total assets | | | | | |---------------------------+-----------+--------------+--------------| | |assets weighted by | | | | | |the risk ratio | | | | |------+---------------------------+-----------+--------------+--------------| | | assets weighted by | | | | | | the risk ratio | | | | | | 100% | | | | |------+---------------------------+-----------+--------------+--------------| | 1.5 |Total assets | | | | | |---------------------------+-----------+--------------+--------------| | |assets weighted by | | | | | |the risk ratio | | | | |------+---------------------------+-----------+--------------+--------------| |1.6. |Long-term asset-based | | | | | |operations with maturity | | | | | |mismatch | | | | |------+---------------------------+-----------+--------------+--------------| | 1.7 |Gross open currency | | | | | |position on all foreign | | | | | |currencies and bank metals | | | | ------------------------------------------------------------------------------
"__" ____________ 200_
Bank's President/Chairman ___________ __________________
(signature) (name) Auditing company's manager ___________ __________________
(signature) (name)Table N 5
Summary of the results of of lending
operations analysis of
_______________________________
(Bank's name)
as of ____________ 200_(thousand UAH) --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | N | Indicator |Total debt on lending |The share | Provisions for the analyzed debt on lending operations | Provisions for the total debt on lending operations |The amount of provisions that still has to be| | | |operation according to| of the | | | accumulated | | | | the Bank's data | analysed | | | | | | | | debt on | | | | | | |----------------------| lending |--------------------------------------------------------------------+--------------------------------------------------------------------+---------------------------------------------| | | |Principle|On interest |operations| actually accumulated |Data according to the |Data according to the | actually accumulated |Data according to the |Data according to the |Data according to the |Data according to the | | | | debt | rate/ | in the | by the Bank | Diagnostic Analysis | Diagnostic Analysis | by the Bank | Diagnostic Analysis | Diagnostic Analysis | Diagnostic Analysis | Diagnostic Analysis | | | | |commissions |total debt| | | taking into account | | taking into account | taking into account | | taking into account | | | | | |on lending| | | the requirements of | | the results of | the requirements of | | the requirements of | | | | | |operations| | | the Methodology | | extrapolation |the Methodology taking| | the Methodology | | | | | |(principle| | | | | | into account the | | | | | | | | debt) | | | | | | results of | | | | | | | | | | | | | | extrapolation | | | | | | | | |----------------------+----------------------+----------------------+----------------------+----------------------+----------------------+----------------------+----------------------| | | | | | |principle|on interest |principle|on interest |principle|on interest |principle|on interest |principle|on interest |principle|on interest |principle|on interest |principle|on interest | | | | | | | debt | rate/ | debt | rate/ | debt | rate/ | debt | rate/ | debt | rate/ | debt | rate/ | debt | rate/ | debt | rate/ | | | | | | | |commissions | |commissions | |commissions | |commissions | |commissions | |commissions | |commissions | |commissions | |----+------------+---------+------------+----------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | |----+------------+---------+------------+----------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | 1. |Legal | | | | | | | | | | | | | | | | | | | | | |entities, of| | | | | | | | | | | | | | | | | | | | | |which: | | | | | | | | | | | | | | | | | | | | |----+------------+---------+------------+----------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| |1.1.|off-balance | | | | | | | | | | | | | | | | | | | | | |sheet | | | | | | | | | | | | | | | | | | | | | |liabilities | | | | | | | | | | | | | | | | | | | | |----+------------+---------+------------+----------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | | | | | | | | | | | | |----+------------+---------+------------+----------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | | | | | | | | | | | | |----+------------+---------+------------+----------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| |2. |Total | | | | | | | | | | | | | | | | | | | | | |individuals,| | | | | | | | | | | | | | | | | | | | | |of which | | | | | | | | | | | | | | | | | | | | |----+------------+---------+------------+----------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| |2.1.|mortgage | | | | | | | | | | | | | | | | | | | | | |loans | | | | | | | | | | | | | | | | | | | | |----+------------+---------+------------+----------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| |2.2.|other loans | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |----+------------+---------+------------+----------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| |2.3.|off-balance | | | | | | | | | | | | | | | | | | | | | |sheet | | | | | | | | | | | | | | | | | | | | | |liabilities | | | | | | | | | | | | | | | | | | | | |----+------------+---------+------------+----------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | | | | | | | | | | | | |----+------------+---------+------------+----------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | |Total by | | | | | | | | | | | | | | | | | | | | | |legal | | | | | | | | | | | | | | | | | | | | | |entities and| | | | | | | | | | | | | | | | | | | | | |individuals | | | | | | | | | | | | | | | | | | | | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
"__" ____________ 200_
Bank's Chairman/President ___________ __________________
(signature) (name) Auditing company's manager ___________ __________________
(signature) (name)Table N 6
Analysis of lending operations of
_____________________________
(Bank's name)
with legal entities
as of ____________ 200__------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |N | Name of |Business|Number and| Code of |Debt on granted loans |Income from| Debt repaid in time | Missing (0) or | Bank's off-balance | Category of the lending | | |borrower-|Register| date of | loan | (in UAH equivalent) | currency |(0), outstanding (1), | available debt | liabilities | operation | | | legal | code | loan |currency/| |revaluation| prolonged (2), |prolongation (1),| | | | | entity | |agreement | off- | | (included | restructured (3) or |restructurization| | | | | | | | balance | | in the | refinanced (4) | (2), or | | | | | | | | sheet |----------------------| value of |----------------------| refinancing (3) |-----------------------+------------------------------| | | | | |liability|principle|on interest | loan) |principle|on interest | |number and | Value of |Bank's| Data | Data | | | | | | | debt | rate/ | | debt | rate/ | |date of the|the Bank's | data |according |according to| | | | | | | |commissions | | |commissions | | agreement | issued | | to the |the results | | | | | | | | | | | | | on the |guarantee/ | |results of| of the | | | | | | | | | | | | | Bank's | aval/ | | the | Diagnostic | | | | | | | | | | | | | issued |irrevocable| |Diagnostic| Analysis | | | | | | | | | | | | | guarantee/| lending | | Analysis |taking into | | | | | | | | | | | | | aval/ | bail, etc.| | |account the | | | | | | | | | | | | |irrevocable| | | |requirements| | | | | | | | | | | | | lending | | | | of the | | | | | | | | | | | | | bail, etc.| | | |Methodology | |--+---------+--------+----------+---------+---------+------------+-----------+---------+------------+-----------------+-----------+-----------+------+----------+------------| |1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | |--+---------+--------+----------+---------+---------+------------+-----------+---------+------------+-----------------+-----------+-----------+------+----------+------------| |1 |Client 1 | x | | | | | | | | | | | | | | |--+---------+--------+----------+---------+---------+------------+-----------+---------+------------+-----------------+-----------+-----------+------+----------+------------| | | | | | | | | | | | | | | | | | |--+---------+--------+----------+---------+---------+------------+-----------+---------+------------+-----------------+-----------+-----------+------+----------+------------| | |Total for| | x | x | | | | x | x | x | | | x | x | x | | |client 1 | | | | | | | | | | | | | | | |--+---------+--------+----------+---------+---------+------------+-----------+---------+------------+-----------------+-----------+-----------+------+----------+------------| |2 |Client 2 | x | | | | | | | | | | | | | | |--+---------+--------+----------+---------+---------+------------+-----------+---------+------------+-----------------+-----------+-----------+------+----------+------------| | | | | | | | | | | | | | | | | | |--+---------+--------+----------+---------+---------+------------+-----------+---------+------------+-----------------+-----------+-----------+------+----------+------------| | |Total for| | x | x | | | | x | x | x | | | x | x | x | | |client 2 | | | | | | | | | | | | | | | |--+---------+--------+----------+---------+---------+------------+-----------+---------+------------+-----------------+-----------+-----------+------+----------+------------| |n |Client n | x | | | | | | | | | | | | | | |--+---------+--------+----------+---------+---------+------------+-----------+---------+------------+-----------------+-----------+-----------+------+----------+------------| | | | | | | | | | | | | | | | | | |--+---------+--------+----------+---------+---------+------------+-----------+---------+------------+-----------------+-----------+-----------+------+----------+------------| | |Total for| | x | x | | | | x | x | x | | | x | x | x | | |client n | | | | | | | | | | | | | | | |--+---------+--------+----------+---------+---------+------------+-----------+---------+------------+-----------------+-----------+-----------+------+----------+------------| | |Total for| x | x | x | | | | x | x | x | | | x | x | x | | |all | | | | | | | | | | | | | | | | |clients | | | | | | | | | | | | | | | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------------------------------- | Value of collateral according to the Bank's information |Comments on| The collateral | |---------------------------------------------------------------------------------------------------------------|the Bank's |value that is used | | Guarantees | ownership rights | Bank |Government|Nongovernment| Real estate | other | Rights of | other |assessment |for the calculation| | (Cabinet of | for deposits, |metals|securities| securities |that belongs to| real | property |rights of| of the |of the net credit | |Ministers of | registered CDs | | | | residential |estate | for the |property |collateral | risk | | Ukraine, |issued by the Bank | | | |fund, mortgage | |future real| | | | | governments | | | | | bonds and | |estate that| | | | | of the | | | | | mortgage | | belong to | | | | |countries of | | | | | certificates | | the | | | | |category "A",|-------------------| | | |---------------| |residential| | |-------------------| |International| in the | in the | | | | on |on loans | | fund, | | |Bank's| Data | |multilateral |currency |currency | | | |loans| in | | movable | | | data |according to| |banks, Banks | of loan |different| | | | in | foreign | |properties | | | |the results | |with ratings | or hard |than the | | | | UAH | currency| | and | | | | of the | | not lower |currency |currency | | | | | | | precious | | | | Diagnostic | | than | | of the | | | | | | | metals | | | | Analysis | |"investment | | loan | | | | | | | | | | |taking into | | class", | | | | | | | | | | | | |account the | |guaranteed | | | | | | | | | | | | |Methodology | |by Ukrainian | | | | | | | | | | | | | | | banks) | | | | | | | | | | | | | | |-------------+---------+---------+------+----------+-------------+-----+---------+-------+-----------+---------+-----------+------+------------| | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | |-------------+---------+---------+------+----------+-------------+-----+---------+-------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |-------------+---------+---------+------+----------+-------------+-----+---------+-------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |-------------+---------+---------+------+----------+-------------+-----+---------+-------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |-------------+---------+---------+------+----------+-------------+-----+---------+-------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |-------------+---------+---------+------+----------+-------------+-----+---------+-------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |-------------+---------+---------+------+----------+-------------+-----+---------+-------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |-------------+---------+---------+------+----------+-------------+-----+---------+-------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |-------------+---------+---------+------+----------+-------------+-----+---------+-------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |-------------+---------+---------+------+----------+-------------+-----+---------+-------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |-------------+---------+---------+------+----------+-------------+-----+---------+-------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | -------------------------------------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------- | Provision | The amount of reserves to be accumulated | | | additionally | |----------------------------------------------------------------+---------------------------------------------| | actually |Data according to the |Data according to the |Data according to the |Data according to the | |accumulated by the| results of the | results of the | results of the | results of the | | Bank | Diagnostic Analysis | Diagnostic Analysis | Diagnostic Analysis | Diagnostic Analysis | | | | taking into account | | taking into account | | | | the Methodology | | the Methodology | |------------------+----------------------+----------------------+----------------------+----------------------| |principle| on |principle| on accrued |principle| on accrued |principle| on accrued |principle| on accrued | | debt |accrued | debt | interest | debt | interest | debt | interest | debt | interest | | |interest| | rates/ | | rates/ | | rates/ | | rates/ | | | rates/ | |commissions | |commissions | |commissions | |commissions | | | commis | | | | | | | | | | | sions | | | | | | | | | |---------+--------+---------+------------+---------+------------+---------+------------+---------+------------| | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | |---------+--------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+--------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+--------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+--------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+--------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+--------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+--------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+--------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+--------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+--------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | ----------------------------------------------------------------------------------------------------------------
"__" ____________ 200_
Bank's Chairman/President ___________ __________________
(signature) (name) Auditing company's manager ___________ __________________
(signature) (name)Table N 7
Analysis of lending operations of
_________________________
(Bank's name)
with individual borrowers (mortgages)
as of ____________ 200_(thousand UAH) ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |N | Name of |Personal|Number and| Code of|Debt on granted loans|Income from| Debt repaid in time| Missing (0) or | Bank's off-balance | Category of the lending | | | the |ID code | date of | loan | (in UAH equivalent) | currency |(0), outstanding (1),| available debt | liabilities | operation | | |individual| | loan |currency/| |revaluation| prolonged (2), |prolongation (1),| | | | | borrower | |agreement | off- | | (included | restructured (3) or|restructurization| | | | | | | | balance| | in the | refinanced (4) | (2), or | | | | | | | | sheet |---------------------| value of |---------------------|refinancing (3) |----------------------------+------------------------------| | | | | |liability|principle|on interest| loan) |principle|on interest| |number and date | Value of |Bank's| Data | Data | | | | | | | debt | rate/ | | debt | rate/ | |of the agreement|the Bank's | data |according |according to| | | | | | | |commissions| | |commissions| | on the Bank's | issued | | to the |the results | | | | | | | | | | | | | issued |guarantee/ | |results of| of the | | | | | | | | | | | | | guarantee/ | aval/ | | the |Diagnostic | | | | | | | | | | | | |aval/irrevocable|irrevocable| |Diagnostic| Analysis | | | | | | | | | | | | | lending bail, | lending | | Analysis |taking into | | | | | | | | | | | | | etc. | bail, etc.| | |account the | | | | | | | | | | | | | | | | |requirements| | | | | | | | | | | | | | | | | of the | | | | | | | | | | | | | | | | |Methodology | |--+----------+--------+----------+---------+---------+-----------+-----------+---------+-----------+-----------------+----------------+-----------+------+----------+------------| |1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | |--+----------+--------+----------+---------+---------+-----------+-----------+---------+-----------+-----------------+----------------+-----------+------+----------+------------| |1 |Client 1 | x | | | | | | | | | | | | | | |--+----------+--------+----------+---------+---------+-----------+-----------+---------+-----------+-----------------+----------------+-----------+------+----------+------------| | | | | | | | | | | | | | | | | | |--+----------+--------+----------+---------+---------+-----------+-----------+---------+-----------+-----------------+----------------+-----------+------+----------+------------| | |Total for | | x | x | | | | x | x | x | | | x | x | x | | |client 1 | | | | | | | | | | | | | | | |--+----------+--------+----------+---------+---------+-----------+-----------+---------+-----------+-----------------+----------------+-----------+------+----------+------------| |2 |Client 2 | x | | | | | | | | | | | | | | |--+----------+--------+----------+---------+---------+-----------+-----------+---------+-----------+-----------------+----------------+-----------+------+----------+------------| | | | | | | | | | | | | | | | | | |--+----------+--------+----------+---------+---------+-----------+-----------+---------+-----------+-----------------+----------------+-----------+------+----------+------------| | |Total for | | x | x | | | | x | x | x | | | x | x | x | | |client 2 | | | | | | | | | | | | | | | |--+----------+--------+----------+---------+---------+-----------+-----------+---------+-----------+-----------------+----------------+-----------+------+----------+------------| |n |Client n | x | | | | | | | | | | | | | | |--+----------+--------+----------+---------+---------+-----------+-----------+---------+-----------+-----------------+----------------+-----------+------+----------+------------| | | | | | | | | | | | | | | | | | |--+----------+--------+----------+---------+---------+-----------+-----------+---------+-----------+-----------------+----------------+-----------+------+----------+------------| | |Total for | | x | x | | | | x | x | x | | | x | x | x | | |client n | | | | | | | | | | | | | | | |--+----------+--------+----------+---------+---------+-----------+-----------+---------+-----------+-----------------+----------------+-----------+------+----------+------------| | |Total for | x | x | x | | | | x | x | x | | | x | x | x | | |all | | | | | | | | | | | | | | | | |clients | | | | | | | | | | | | | | | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------------------------------------- | Value of collateral according to the Bank's information |Comments on| The collateral | |-------------------------------------------------------------------------------------------------------------|the Bank's |value that is used | | Guarantees | ownership rights| Bank |Govern-ment|Non-govern-| Real estate | other| Rights of | other |assessment |for the calculation| | (Cabinet of | for deposits, |metals|securities | ment |that belongs to| real | property |rights of| of the | of the net credit | | Ministers of | registered CDs | | |securities | residential |estate| for the |property |collateral | risk | | Ukraine, |issued by the Bank| | | |fund, mortgage | |future real| | | | | governments | | | | | bonds and | |estate that| | | | | of the | | | | | mortgage | | belong to | | | | | countries of | | | | | certificates | | the | | | | |category "A", |------------------| | | |---------------| |residential| | |-------------------| | International| in the| in the | | | | on |on loans | | fund, | | |Bank's| Data | | multilateral |currency|currency | | | |loans| in | | immovable | | | data |according to| |banks, Banks | of loan|different| | | | in | foreign | |properties | | | |the results | |with ratings | or hard|than the | | | | UAH | currency| | and | | | | of the | |not lower than|currency|currency | | | | | | | precious | | | | Diagnostic | | "investment | | of the | | | | | | | metals | | | | Analysis | | class", | | loan | | | | | | | | | | |taking into | |guaranteed by | | | | | | | | | | | | |account the | | Ukrainian | | | | | | | | | | | | |Methodology | | banks) | | | | | | | | | | | | | | |--------------+--------+---------+------+-----------+-----------+-----+---------+------+-----------+---------+-----------+------+------------| | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | |--------------+--------+---------+------+-----------+-----------+-----+---------+------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |--------------+--------+---------+------+-----------+-----------+-----+---------+------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |--------------+--------+---------+------+-----------+-----------+-----+---------+------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |--------------+--------+---------+------+-----------+-----------+-----+---------+------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |--------------+--------+---------+------+-----------+-----------+-----+---------+------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |--------------+--------+---------+------+-----------+-----------+-----+---------+------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |--------------+--------+---------+------+-----------+-----------+-----+---------+------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |--------------+--------+---------+------+-----------+-----------+-----+---------+------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |--------------+--------+---------+------+-----------+-----------+-----+---------+------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |--------------+--------+---------+------+-----------+-----------+-----+---------+------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | -----------------------------------------------------------------------------------------------------------------------------------------------
-------------------------------------------------------------------------------------------------------------------- | Provisions | The amount of provisions to be accumulated | |--------------------------------------------------------------------+---------------------------------------------| | actually accumulated |Data according to the |Data according to the |Data according to the |Data according to the | | by the Bank | results of the | results of the | results of the | results of the | | | Diagnostic Analysis | Diagnostic Analysis | Diagnostic Analysis | Diagnostic Analysis | | | | taking into account | | taking into account | | | | the Methodology | | the Methodology | |----------------------+----------------------+----------------------+----------------------+----------------------| |principle| on accrued |principle| on accrued |principle| on accrued |principle| on accrued |principle| on accrued | | debt | interest | debt | interest | debt | interest | debt | interest | debt | interest | | | rates/ | | rates/ | | rates/ | | rates/ | | rates/ | | |commissions | |commissions | |commissions | |commissions | |commissions | |---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | |---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | --------------------------------------------------------------------------------------------------------------------
"__" ____________ 200_
Bank's Chairman/President __________________ (name)
Auditing company's manager __________________ (name)
Table N 8
Analysis of lending operations of
_________________________________
(Bank's name)
with individual borrowers (other loans)
as of ____________ 200_(thousand UAH) --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |N | Name of |Personal|Number and| Code of |Debt on granted loans |Income from| Debt repaid in time | Missing (0) or | Bank's off-balance | Category of the lending | | | the |ID code | date of | loan | (in UAH equivalent) | currency |(0), outstanding (1), | available debt | liabilities | operation | | |individual| | loan |currency /| |revaluation| prolonged (2), |prolongation (1),| | | | | borrower | |agreement | off- | | (included | restructured (3) or |restructurization| | | | | | | | balance | | in the | refinanced (4) | (2), or | | | | | | | | sheet |----------------------| value of |----------------------| refinancing (3) |-----------------------+------------------------------| | | | | |liability |principle|on interest | loan) |principle|on interest | |number and | Value of |Bank's| Data | Data | | | | | | | debt | rate/ | | debt | rate/ | |date of the|the Bank's | data |according |according to| | | | | | | |commissions | | |commissions | | agreement | issued | | to the |the results | | | | | | | | | | | | | on the |guarantee/ | |results of| of the | | | | | | | | | | | | | Bank's | aval/ | | the | Diagnostic | | | | | | | | | | | | | issued |irrevocable| |Diagnostic| Analysis | | | | | | | | | | | | |guarantee/ | lending | | Analysis |taking into | | | | | | | | | | | | | aval/ | bail, etc.| | |account the | | | | | | | | | | | | |irrevocable| | | |requirements| | | | | | | | | | | | | lending | | | | of the | | | | | | | | | | | | | bail, etc.| | | |Methodology | |--+----------+--------+----------+----------+---------+------------+-----------+---------+------------+-----------------+-----------+-----------+------+----------+------------| |1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | |--+----------+--------+----------+----------+---------+------------+-----------+---------+------------+-----------------+-----------+-----------+------+----------+------------| |1 |Client 1 | x | | | | | | | | | | | | | | |--+----------+--------+----------+----------+---------+------------+-----------+---------+------------+-----------------+-----------+-----------+------+----------+------------| | | | | | | | | | | | | | | | | | |--+----------+--------+----------+----------+---------+------------+-----------+---------+------------+-----------------+-----------+-----------+------+----------+------------| | |Total for | | x | x | | | | x | x | x | | | x | x | x | | |client 1 | | | | | | | | | | | | | | | |--+----------+--------+----------+----------+---------+------------+-----------+---------+------------+-----------------+-----------+-----------+------+----------+------------| |2 |Client 2 | x | | | | | | | | | | | | | | |--+----------+--------+----------+----------+---------+------------+-----------+---------+------------+-----------------+-----------+-----------+------+----------+------------| | | | | | | | | | | | | | | | | | |--+----------+--------+----------+----------+---------+------------+-----------+---------+------------+-----------------+-----------+-----------+------+----------+------------| | |Total for | | x | x | | | | x | x | x | | | x | x | x | | |client 2 | | | | | | | | | | | | | | | |--+----------+--------+----------+----------+---------+------------+-----------+---------+------------+-----------------+-----------+-----------+------+----------+------------| |n |Client n | x | | | | | | | | | | | | | | |--+----------+--------+----------+----------+---------+------------+-----------+---------+------------+-----------------+-----------+-----------+------+----------+------------| | | | | | | | | | | | | | | | | | |--+----------+--------+----------+----------+---------+------------+-----------+---------+------------+-----------------+-----------+-----------+------+----------+------------| | |Total for | | x | x | | | | x | x | x | | | x | x | x | | |client n | | | | | | | | | | | | | | | |--+----------+--------+----------+----------+---------+------------+-----------+---------+------------+-----------------+-----------+-----------+------+----------+------------| | |Total for | x | x | x | | | | x | x | x | | | x | x | x | | |all | | | | | | | | | | | | | | | | |clients | | | | | | | | | | | | | | | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------------------------------- | Value of collateral according to the Bank's information |Comments on| The collateral | |------------------------------------------------------------------------------------------------------------|the Bank's |value that is used | | Guarantees | ownership rights | Bank |Government|Nongovern-| Real estate | other | Rights of | other |assessment |for the calculation| | (Cabinet of | for deposits, |metals|securities| ment |that belongs to| real | property |rights of| of the | of the net credit | |Ministers of | registered CDs | | |securities| residential |estate | for the |property |collateral | risk | | Ukraine, |issued by the Bank | | | |fund, mortgage | |future real| | | | | governments | | | | | bonds and | |estate that| | | | | of the | | | | | mortgage | | belong to | | | | |countries of | | | | | certificates | | the | | | | |category "A",|-------------------| | | |---------------| |residential| | |-------------------| |International| in the | in the | | | | on |on loans | | fund, | | |Bank's| Data | |multilateral |currency |currency | | | |loans| in | | immovable | | | data |according to| |banks, Banks | of loan |different| | | | in | foreign | |properties | | | |the results | |with ratings | or hard |than the | | | | UAH |currency | | and | | | | of the | | not lower |currency |currency | | | | | | | precious | | | | Diagnostic | | than | | of the | | | | | | | metals | | | | Analysis | |"investment | | loan | | | | | | | | | | |taking into | | class", | | | | | | | | | | | | |account the | |guaranteed | | | | | | | | | | | | |Methodology | |by Ukrainian | | | | | | | | | | | | | | | banks) | | | | | | | | | | | | | | |-------------+---------+---------+------+----------+----------+-----+---------+-------+-----------+---------+-----------+------+------------| | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | |-------------+---------+---------+------+----------+----------+-----+---------+-------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |-------------+---------+---------+------+----------+----------+-----+---------+-------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |-------------+---------+---------+------+----------+----------+-----+---------+-------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |-------------+---------+---------+------+----------+----------+-----+---------+-------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |-------------+---------+---------+------+----------+----------+-----+---------+-------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |-------------+---------+---------+------+----------+----------+-----+---------+-------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |-------------+---------+---------+------+----------+----------+-----+---------+-------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |-------------+---------+---------+------+----------+----------+-----+---------+-------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |-------------+---------+---------+------+----------+----------+-----+---------+-------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | |-------------+---------+---------+------+----------+----------+-----+---------+-------+-----------+---------+-----------+------+------------| | | | | | | | | | | | | | | | ----------------------------------------------------------------------------------------------------------------------------------------------
-------------------------------------------------------------------------------------------------------------------- | Provisions | The amount of additional provisions to be | | | accumulated | |--------------------------------------------------------------------+---------------------------------------------| | actually accumulated |Data according to the |Data according to the |Data according to the |Data according to the | | by the Bank | results of the | results of the | results of the | results of the | | | Diagnostic Analysis | Diagnostic Analysis | Diagnostic Analysis | Diagnostic Analysis | | | | taking into account | | taking into account | | | | the Methodology | | the Methodology | |----------------------+----------------------+----------------------+----------------------+----------------------| |principle| on accrued |principle| on accrued |principle| on accrued |principle| on accrued |principle| on accrued | | debt | interest | debt | interest | debt | interest | debt | interest | debt | interest | | | rates/ | | rates/ | | rates/ | | rates/ | | rates/ | | |commissions | |commissions | |commissions | |commissions | |commissions | |---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | |---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | |---------+------------+---------+------------+---------+------------+---------+------------+---------+------------| | | | | | | | | | | | --------------------------------------------------------------------------------------------------------------------
"__" ____________ 200_
Bank's Chairman/President __________________ (name)
Auditing company's manager __________________ (name)
Table N 9
Credit operations with insiders of
______________________________________
(Bank's name)
as of ____________ 200_(thousand UAH) ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | N |Insider's|Business|N and |Currency| Type of|Total|Effective|Availability|Debt repaid | Type of | Collateral value |Category of credit operation | Share of |Amount of reduction| | | name |Register| date | code | credit |debt |interest | of more |in time (0),|collateral| | |insider's debt to| in the regulatory | | | | code/ |of the| |operation| | rate | favorable |outstanding | | | | the authorized | capital according | | | |personal|agree-| | | | |conditions* | (1), | | | | fund |to the requirements| | | |ID code |ment | | | | | | prolonged | | | | | of the NBU | | | | | | | | | | | (2), | | | | |normative and legal| | | | | | | | | | |restructured| | | | | base | | | | | | | | | | | (3) or | |-------------------+------------------------------+-----------------+-------------------| | | | | | | | | | |refinanced | |Bank's| Data |Bank's| Data | Data |Bank's| Data |Bank's| Data | | | | | | | | | | | (4) | | data |according to| data |according |according to| data |according | data |according to| | | | | | | | | | | | | |the results | | to the |the results | | to the | |the results | | | | | | | | | | | | | | of the | |results of| of the | |results of| | of the | | | | | | | | | | | | | | Diagnostic | | the | Diagnostic | | the | | Diagnostic | | | | | | | | | | | | | | Analysis | |Diagnostic| Analysis | |Diagnostic| | Analysis | | | | | | | | | | | | | |taking into | |Analysis |taking into | | Analysis | |taking into | | | | | | | | | | | | | |account the | | |account the | | | |account the | | | | | | | | | | | | | |requirements| | |requirements| | | |requirements| | | | | | | | | | | | | | of | | | of | | | | of | | | | | | | | | | | | | |Methodology | | |Methodology | | | |Methodology | |---+---------+--------+------+--------+---------+-----+---------+------------+------------+----------+------+------------+------+----------+------------+------+----------+------+------------| |1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | |---+---------+--------+------+--------+---------+-----+---------+------------+------------+----------+------+------------+------+----------+------------+------+----------+------+------------| |1 | | | | | | | | | | | | | | | | | | | | | | |--------+------+--------+---------+-----+---------+------------+------------+----------+------+------------+------+----------+------------+------+----------+------+------------| | | | | | | | | | | | | | | | | | | | | | |---+---------+--------+------+--------+---------+-----+---------+------------+------------+----------+------+------------+------+----------+------------+------+----------+------+------------| | |Total for| | | | | | | | | | | | | | | | | | | | |insider | | | | | | | | | | | | | | | | | | | | |1 | | | | | | | | | | | | | | | | | | | |---+---------+--------+------+--------+---------+-----+---------+------------+------------+----------+------+------------+------+----------+------------+------+----------+------+------------| |2 | | | | | | | | | | | | | | | | | | | | | | |--------+------+--------+---------+-----+---------+------------+------------+----------+------+------------+------+----------+------------+------+----------+------+------------| | | | | | | | | | | | | | | | | | | | | | |---+---------+--------+------+--------+---------+-----+---------+------------+------------+----------+------+------------+------+----------+------------+------+----------+------+------------| | |Total for| | | | | | | | | | | | | | | | | | | | |insider | | | | | | | | | | | | | | | | | | | | |n | | | | | | | | | | | | | | | | | | | |---+---------+--------+------+--------+---------+-----+---------+------------+------------+----------+------+------------+------+----------+------------+------+----------+------+------------| |...| ... | | | | | | | | | | | | | | | | | | | |---+---------+--------+------+--------+---------+-----+---------+------------+------------+----------+------+------------+------+----------+------------+------+----------+------+------------| | |Total | | | | | | | | | | | | | | | | | | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
---------------
* Note. Information to be provided on the credits, whose
value equals or exceeds 250000 UAH (excluding accred interest
rate)"__" ____________ 200_
Bank's President/Chairman ___________ __________________
(signature) (name) Auditing company's manager ___________ __________________
(signature) (name)Table N 10
Analysis of investments in securities of
______________________________________
(Bank's name)
as of ____________ 200_(thousand UAH) ------------------------------------------------------------------ |N з/п | Indicator |Bank's data | Data according |Deviation | | | | | to the results | | | | | | of the | | | | | | Diagnostic | | | | | |Analysis taking | | | | | |into account the| | | | | | Methodology | | |------+----------------+------------+----------------+----------| | 1 | 2 | | 4 | 5 | |------+----------------+------------+----------------+----------| | 1 |Trading | | | | | |portfolio - | | | | | |total | | | | |------+----------------+------------+----------------+----------| | |of which: | | | | |------+----------------+------------+----------------+----------| | 1.1 |Public | | | | | |securities | | | | |------+----------------+------------+----------------+----------| | 1.2 |Securities in | | | | | |listing (on | | | | | |PFTS) | | | | |------+----------------+------------+----------------+----------| | 1.3 |Off-listing | | | | | |securities | | | | |------+----------------+------------+----------------+----------| | 1.4 |Securities not | | | | | |circulating at | | | | | |stock exchanges | | | | |------+----------------+------------+----------------+----------| | 1.5 |Securities of | | | | | |non-divercified | | | | | |investment | | | | | |funds | | | | |------+----------------+------------+----------------+----------| | 2 |Portfolio for | | | | | |sales - total | | | | |------+----------------+------------+----------------+----------| | |of which: | | | | |------+----------------+------------+----------------+----------| | 2,1 |Public | | | | | |securities | | | | |------+----------------+------------+----------------+----------| | 2,2 |Securities in | | | | | |listing (on | | | | | |PFTS) | | | | |------+----------------+------------+----------------+----------| | 2,3 |Off-listing | | | | | |securities | | | | |------+----------------+------------+----------------+----------| | 2,4 |Securities not | | | | | |circulating at | | | | | |stock exchanges | | | | |------+----------------+------------+----------------+----------| | 2,5 |Securities of | | | | | |non-divercified | | | | | |investment | | | | | |funds | | | | |------+----------------+------------+----------------+----------| | 2,6 |other | | | | | |securities | | | | |------+----------------+------------+----------------+----------| | 3 |Portfolio before| | | | | |repayment - | | | | | |total | | | | |------+----------------+------------+----------------+----------|
| 3,1 |Public | | | | | |securities | | | | |------+----------------+------------+----------------+----------| | 3,2 |Other securities| | | | | |with the | | | | | |maturity up to 2| | | | | |years | | | | |------+----------------+------------+----------------+----------| | 3,3 |Other securities| | | | | |with the | | | | | |maturity more | | | | | |than 2 years | | | | |------+----------------+------------+----------------+----------| | 4 |Investments in | | | | | |associated | | | | | |companies and | | | | | |subsidiaries - | | | | | |total | | | | |------+----------------+------------+----------------+----------| | 5 |Total | | | | ------------------------------------------------------------------
"__" ____________ 200_
Bank's Chairman/President ___________ __________________
(signature) (name) Auditing company's manager ___________ __________________
(signature) (name)Table N 11
Analysis of debitors of
____________________________
(Bank's name)
as of ____________ 200_(thousand UAH) -------------------------------------------------------------------------------------------------- |NN| Risk group |Provisioning| Total |Debts used in the | Total provisions |Deviation| | | based on the | ratio (%) |receivables| calculation of | | (+,-) | | |Classification| | according | provision | | | | | according to | | to the |------------------+------------------------+---------| | | Resolution | | Bank's |Ban's| data | actually | data | | | | N 505 | | data |data |according to|accumulated|according to| | | | | | | | the | by the | the | | | | | | | | Diagnostic | Bank | Diagnostic | | | | | | | | Analysis | | Analysis | | | | | | | |taking into | |taking into | | | | | | | |account the | |account the | | | | | | | |requirements| |requirements| | | | | | | | of | | of | | | | | | | |Methodology | |Methodology | | |--+--------------+------------+-----------+-----+------------+-----------+------------+---------| |1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | |--+--------------+------------+-----------+-----+------------+-----------+------------+---------| |1 | I | 0 | | | | | | | |--+--------------+------------+-----------+-----+------------+-----------+------------+---------| |2 | II | 20 | | | | | | | |--+--------------+------------+-----------+-----+------------+-----------+------------+---------| |3 | III | 50 | | | | | | | |--+--------------+------------+-----------+-----+------------+-----------+------------+---------| |4 | IV | 100 | | | | | | | |--+--------------+------------+-----------+-----+------------+-----------+------------+---------| |5 | Total | х | | | | | | | --------------------------------------------------------------------------------------------------
"__" ____________ 200_
Bank's Chairman/President ___________ __________________
(signature) (name) Auditing company's manager ___________ __________________
(signature) (name)Table N 12
Real Estate analysis of
___________________________
(Bank's name)
as of ____________(thousand UAH) --------------------------------------------------------------------------------------- |N |Indicator | Bank's | Data according |Deviation |Balance sheet|Balance sheet|Notes | | | | data | to the results | |value of the |value of the | | | | |(Balance| of the | | property | property | | | | | sheet | Diagnostic | |given to the | transferred | | | | | value) |Analysis taking | | Bank as | to | | | | | |into account the| | collateral | operational | | | | | |requirements of | | (Bank's | leasing to | | | | | | Methodology | |information) | the Bank's | | | | | |----------------| | | related | | | | | | Value | Cost | | | parties | | | | | |excluding| of | | | (Bank's | | | | | | cost of |sales | | |information) | | | | | | sales | | | | | | |--+----------+--------+---------+------+----------+-------------+-------------+------| |1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | |--+----------+--------+---------+------+----------+-------------+-------------+------| |1 |Bank's | | | | | | | | | |real | | | | | | | | | |estate, | | | | | | | | | |which | | | | | | | | | |provides | | | | | | | | | |for the | | | | | | | | | |technical | | | | | | | | | |support to| | | | | | | | | |performing| | | | | | | | | |banking | | | | | | | | | |functions,| | | | | | | | | |of which | | | | | | | | |--+----------+--------+---------+------+----------+-------------+-------------+------| | |Real | | | | | | | | | |estate | | | | | | | | | |purchased | | | | | | | | | |in 2008 | | | | | | | | |--+----------+--------+---------+------+----------+-------------+-------------+------| | |Real | | | | | | | | | |estate | | | | | | | | | |revaluated| | | | | | | | | |in 2007 | | | | | | | | | |and/or | | | | | | | | | |2008 | | | | | | | | |--+----------+--------+---------+------+----------+-------------+-------------+------| | |Other real| | | | | | | | | |estate | | | | | | | | |--+----------+--------+---------+------+----------+-------------+-------------+------| |2 |Real | | | | | | | | | |estate | | | | | | | | | |carried | | | | | | | | | |over to | | | | | | | | | |the Bank | | | | | | | | | |based on | | | | | | | | | |the | | | | | | | | | |fulfilment| | | | | | | | | |of | | | | | | | | | |collateral| | | | | | | | | |taker's | | | | | | | | | |rights | | | | | | | | | |according | | | | | | | | | |to the | | | | | | | | | |collateral| | | | | | | | | |agreement,| | | | | | | | | |of which | | | | | | | | |--+----------+--------+---------+------+----------+-------------+-------------+------| | |Real | | | | | | | | | |estate | | | | | | | | | |purchased | | | | | | | | | |in 2008 | | | | | | | | |--+----------+--------+---------+------+----------+-------------+-------------+------|
| |Real | | | | | | | | | |estate | | | | | | | | | |revaluated| | | | | | | | | |in 2007 | | | | | | | | | |and/or | | | | | | | | | |2008 | | | | | | | | |--+----------+--------+---------+------+----------+-------------+-------------+------| | |Other real| | | | | | | | | |estate | | | | | | | | |--+----------+--------+---------+------+----------+-------------+-------------+------| |3 |Other real| | | | | | | | | |estate, of| | | | | | | | | |which | | | | | | | | |--+----------+--------+---------+------+----------+-------------+-------------+------| | |Real | | | | | | | | | |estate | | | | | | | | | |purchased | | | | | | | | | |in 2008 | | | | | | | | |--+----------+--------+---------+------+----------+-------------+-------------+------| | |Real | | | | | | | | | |estate | | | | | | | | | |revaluated| | | | | | | | | |in 2007 | | | | | | | | | |and/or | | | | | | | | | |2008 | | | | | | | | |--+----------+--------+---------+------+----------+-------------+-------------+------| | |Other real| | | | | | | | | |estate | | | | | | | | ---------------------------------------------------------------------------------------
"__" ____________ 200_
Bank's Chairman/President __________________ /name/
Auditing company's manager __________________ /name/
Table N 13
Structure of income and costs of
________________________________
(Bank's name)
for the period of ______________(thousand UAH) ------------------------------------------------------------------ | N | Indicator | Bank's | Adjustment |Data according| | | | information | (deviation) |to the results| | | | | according to | of the | | | | |the results of| Diagnostic | | | | |the Diagnostic| Analysis | | | | |Analysis | taking into | | | | | | account the | | | | | | requirements | | | | | |of Methodology| | | | | | (3 + 4) | |----+--------------+--------------+--------------+--------------| | 1 | 2 | 3 | 4 | 5 | |----+--------------+--------------+--------------+--------------| | I |TOTAL INCOME | | | | |----+--------------+--------------+--------------+--------------| | 1 | Interest | | | | | | income, of | | | | | | which | | | | |----+--------------+--------------+--------------+--------------| |1.1 |Accrued but | | | | | |not received | | | | | |interest | | | | | |income on | | | | | |loans analysed| | | | | |during the | | | | | |Diagnostic | | | | | |Analysis, | | | | | |which were | | | | | |classified as | | | | | |sub-standard | | | | |----+--------------+--------------+--------------+--------------| |1.2 |Accrued but | | | | | |not received | | | | | |interest | | | | | |income on | | | | | |loans analysed| | | | | |during the | | | | | |Diagnostic | | | | | |Analysis, | | | | | |which were | | | | | |classified as | | | | | |doubtful | | | | |----+--------------+--------------+--------------+--------------| |1.3 |Accrued but | | | | | |not received | | | | | |interest | | | | | |income on | | | | | |loans analysed| | | | | |during the | | | | | |Diagnostic | | | | | |Analysis, | | | | | |which were | | | | | |classified as | | | | | |loss | | | | |----+--------------+--------------+--------------+--------------| |1.4 |Accrued but | | | | | |not received | | | | | |interest | | | | | |income on | | | | | |loans analysed| | | | | |during the | | | | | |Diagnostic | | | | | |Analysis, | | | | | |which were | | | | | |classified as | | | | | |standard or | | | | | |under control,| | | | | |which were | | | | | |refinanced, | | | | | |restructured | | | | | |or prolonged | | | | | |during the | | | | | |period | | | | |----+--------------+--------------+--------------+--------------|
| 2 | Income from | | | | | | Commissions, | | | | | | of which | | | | |----+--------------+--------------+--------------+--------------| |2.1 |Commissions | | | | | |for servicing | | | | | |loan | | | | | |agreements | | | | |----+--------------+--------------+--------------+--------------| | 3 | Results of | | | | | | trading | | | | | | operations | | | | |----+--------------+--------------+--------------+--------------| | 4 | Return of | | | | | | previously | | | | | | wrtitten-off | | | | | | assets | | | | |----+--------------+--------------+--------------+--------------| | 5 |Other income, | | | | | | of which | | | | |----+--------------+--------------+--------------+--------------| |5.1 |Income from | | | | | |revaluation of| | | | | |currency on | | | | | |loan | | | | | |operations | | | | |----+--------------+--------------+--------------+--------------| |II | TOTAL COSTS | | | | |----+--------------+--------------+--------------+--------------| | 1 | Interest | | | | | | costs | | | | |----+--------------+--------------+--------------+--------------| | 2 | Commissions | | | | |----+--------------+--------------+--------------+--------------| | 3 | General | | | | | |Administrative| | | | | | costs | | | | |----+--------------+--------------+--------------+--------------| | 4 | Cost of | | | | | | Building | | | | | | Reserves | | | | |----+--------------+--------------+--------------+--------------| | 5 | Losses from | | | | | | sales of | | | | | |intangible and| | | | | |fixed assets | | | | |----+--------------+--------------+--------------+--------------| | 6 | Other costs, | | | | | | of which | | | | |----+--------------+--------------+--------------+--------------| |6.1 |Losses from | | | | | |revaluation of| | | | | |currency on | | | | | |loan | | | | | |operations | | | | |----+--------------+--------------+--------------+--------------| |6.2 |expenditures | | | | | |on the | | | | | |contracts on | | | | | |provisions of | | | | | |professional | | | | | |services | | | | | |concluded by | | | | | |the Bank with | | | | | |the related | | | | | |parties, | | | | | |including the | | | | | |owners of a | | | | | |significant | | | | | |participation | | | | | |and related | | | | | |companies' | | | | | |managers | | | | |----+--------------+--------------+--------------+--------------| | 7 | Income tax | | | | | | expense | | | | |----+--------------+--------------+--------------+--------------| |III | Financial | | | | | | result | | | | ------------------------------------------------------------------
"__" ____________ 200_
Bank's Chairman/President __________________ /name/
Auditing company's manager __________________ /name/
Table N 14
Structure of Assets and Liabilities of
______________________________________
(Bank's name)
by Maturity Date
as of ____________ 200_(thousand UAH) ----------------------------------------------------------------------------------------- | N | Item | Bank's information |Data according to the results of | |з/п | | | the Diagnostic Analysis | | | |---------------------------------+---------------------------------| | | | Maturity date | Maturity date | | | |---------------------------------+---------------------------------| | | | upon |2 to |32 to|93 to|more | upon |2 to |32 to|93 to|more | | | |request* | 31 | 92 | 365 |than |request* | 31 | 92 | 365 |than | | | | |days |days |(366)|365 | |days |days |(366)|365 | | | | | | |days |(366)| | | |days |(366)| | | | | | | |days | | | | |days | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 1 |Cash | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 2 |Money in the | | | | | | | | | | | | |National Bank | | | | | | | | | | | | |of Ukraine | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 3 |Treasury and | | | | | | | | | | | | |other | | | | | | | | | | | | |securities | | | | | | | | | | | | |refinanced and| | | | | | | | | | | | |issued by the | | | | | | | | | | | | |NBU | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 4 |Money in other| | | | | | | | | | | | |banks | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 5 |Operations | | | | | | | | | | | | |with clients | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | |Of which: | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| |5.1 |loans to | | | | | | | | | | | | |economic | | | | | | | | | | | | |agents | | | | | | | | | | | | |(excluding | | | | | | | | | | | | |accrued | | | | | | | | | | | | |income) | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| |5.2 |loans to | | | | | | | | | | | | |individuals | | | | | | | | | | | | |(excluding | | | | | | | | | | | | |accrued | | | | | | | | | | | | |income) | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 6 |Operations | | | | | | | | | | | | |with | | | | | | | | | | | | |securities and| | | | | | | | | | | | |derivative | | | | | | | | | | | | |instruments | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 7 |Accounts | | | | | | | | | | | | |receivable | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 8 |Financial and | | | | | | | | | | | | |capital | | | | | | | | | | | | |investments | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 9 |Intangible | | | | | | | | | | | | |assets | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 10 |Fixed assets | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----|
| 11 |Other accrued | | | | | | | | | | | | |income | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 12 |Transit | | | | | | | | | | | | |accounts | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 13 |Debit amounts | | | | | | | | | | | | |on suspence | | | | | | | | | | | | |accounts | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 14 |Other assets | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 15 |Total assets | | | | | | | | | | | | |(I) | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 16 |NBU funds | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 17 |Other banks' | | | | | | | | | | | | |funds | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 18 |Budgetary | | | | | | | | | | | | |funds and | | | | | | | | | | | | |money of ear- | | | | | | | | | | | | |marked funds | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 19 |Corporate | | | | | | | | | | | | |funds | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | |of which: | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| |19.1|money of legal| | | | | | | | | | | | |entities on | | | | | | | | | | | | |demand | | | | | | | | | | | | |(excluding | | | | | | | | | | | | |accrued | | | | | | | | | | | | |costs) | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| |19.2|money of legal| | | | | | | | | | | | |entities on | | | | | | | | | | | | |demand | | | | | | | | | | | | |(excluding | | | | | | | | | | | | |accrued | | | | | | | | | | | | |costs) | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 20 |Deposits of | | | | | | | | | | | | |individuals | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| |20.1|money of | | | | | | | | | | | | |individuals on| | | | | | | | | | | | |demand | | | | | | | | | | | | |(excluding | | | | | | | | | | | | |accrued | | | | | | | | | | | | |costs) | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| |20.2|term deposits | | | | | | | | | | | | |(excluding | | | | | | | | | | | | |accrued | | | | | | | | | | | | |costs) | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 21 |Money of non- | | | | | | | | | | | | |banking | | | | | | | | | | | | |financial | | | | | | | | | | | | |institutions | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 22 |Loans of | | | | | | | | | | | | |international | | | | | | | | | | | | |and other | | | | | | | | | | | | |financial | | | | | | | | | | | | |institutions | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----|
| 23 |Own debt | | | | | | | | | | | | |securities and| | | | | | | | | | | | |derivative | | | | | | | | | | | | |financial | | | | | | | | | | | | |liabilities | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 24 |Bank's | | | | | | | | | | | | |subordinated | | | | | | | | | | | | |debt | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 25 |Accounts | | | | | | | | | | | | |payable | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 26 |Other accrued | | | | | | | | | | | | |expenses | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 27 |Transit | | | | | | | | | | | | |accounts | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 28 |Amounts of | | | | | | | | | | | | |loans for | | | | | | | | | | | | |clarification | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 29 |Other | | | | | | | | | | | | |liabilities | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 30 |Total | | | | | | | | | | | | |liabilities | | | | | | | | | | | | |(II) | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 31 |Inconsistency | | | | | | | | | | | | |(I) - (II) | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 32 |Bank's | | | | | | | | | | | | |capital | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 33 |Total | | | | | | | | | | | | |liabilities | | | | | | | | | | | | |(III): | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 34 |Inconsistency | | | | | | | | | | | | |(I) - (III) | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 35 |Liabilities on| | | | | | | | | | | | |all types of | | | | | | | | | | | | |guarantees and| | | | | | | | | | | | |on lending | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 36 |Unpledged | | | | | | | | | | | | |letters of | | | | | | | | | | | | |credit | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 37 |Claims and | | | | | | | | | | | | |liabilities | | | | | | | | | | | | |concerning | | | | | | | | | | | | |securities | | | | | | | | | | | | |underwriting, | | | | | | | | | | | | |spot and term | | | | | | | | | | | | |financial | | | | | | | | | | | | |instruments, | | | | | | | | | | | | |except for | | | | | | | | | | | | |currency | | | | | | | | | | | | |exchange | | | | | | | | | | | | |instruments | | | | | | | | | | | |----+--------------+---------+-----+-----+-----+-----+---------+-----+-----+-----+-----| | 38 |Total off- | | | | | | | | | | | | |balance sheet | | | | | | | | | | | | |onligations | | | | | | | | | | | | |(IV): | | | | | | | | | | | -----------------------------------------------------------------------------------------
---------------
* Including on demand and overnight operations Note: the
analysed indicators are included in the description to the table"__" ____________ 200_
Bank's Chairman/President __________________ /name/
Auditing company's manager __________________ /name/